How to Pay for Chinese AI Tools from Russia: Kling, Tencent HY (Hunyuan), Z.ai and More

Chinese does not mean open to a Russian card. The international versions of Kling, Tencent HY and Z.ai are sold in dollars, and their checkout has the same wall as American services. For each service below the pattern is the same: what is free, whether you can pay in roubles, what to do with your own card. All terms were checked against official pages on 2 November 2026. The general logic of paying for foreign AI is in three ways to pay for AI from Russia; this piece covers only the Chinese cluster.

The short version: roubles or your own account

If you need the model rather than an account in the service itself, paying in roubles through an aggregator is the simplest route. The one we hold for this is SYNTX: its catalogue has Kling, Hailuo (MiniMax), Seedance and Wan, and among language models Qwen, DeepSeek, Zhipu AI and Kimi. You pay with a Russian card, no VPN, no foreign card.

Your own account makes sense in two cases: you generate by the hundred and the per-generation price inside a subscription starts to matter, or you need a feature the aggregator does not have. Then the route is a foreign card or an intermediary. What SYNTX does not have as of 2 November: Tencent HY (Hunyuan) and Vidu. Those cannot be paid for in roubles through our partner.

A note on the SYNTX link, since we recommend it: we hold an affiliate link, so we earn a commission on subscriptions. The price for you does not change. SYNTX gives you models inside its own interface; it does not pay for Kling, Z.ai or Tencent Cloud accounts on your behalf.

Why Chinese services decline Russian cards

The decline comes from the payment gateway, not from the developer's country. International versions of Chinese AI tools are sold through foreign payment providers in dollars, and to them a Russian card looks exactly as it does to an American service. Visa and Mastercard cards issued by Russian banks have not worked abroad since March 2022, and Mir is accepted in only a handful of countries. So the fact that a site opens without a VPN says nothing about whether the payment will go through.

The practical takeaway: a VPN does not get you past the checkout. It helps you reach the site, but the card is declined by the country of the issuing bank, not by your IP address.

Kling

The international version of Kling lives at kling.ai. The old address klingai.com now redirects there; we checked this with a request to the site on 2 November, so old bookmarks and links still work. Access, language and limits are covered in Kling from Russia, and prompting in the Kling guide.

What the official credits policy says:

• Login credits. Kling grants credits on your first login of the day, and they reset at midnight. The policy does not fix the amount: the platform announces it and can change it. Check your own account.
• Subscription credits last one month from the day they are issued; on the 7-day plan, seven days.
• Purchased credit packs last two years.
• No refunds. Credits cannot be refunded or exchanged for cash. The one exception: if a generation fails, its credits come back.

Kling does not publish an open page listing its payment methods, and plan prices on the membership page only load after you sign in. That is why this article gives no figures: check them in your account on the day you pay.

Motion Brush and image-to-video

Motion Brush (you paint over part of the frame and set where it moves) is officially listed among the Kling video model capabilities, together with text-to-video, image-to-video and lip sync. This is stated on the developer platform page. Which model version and which web app plan include it today, Kling does not specify on its public pages, so check in your account before paying.

If you specifically need the brush, keep one thing in mind: an aggregator gives you the model, but it does not have to replicate the whole Kling interface. Image-to-video, animating a still picture, is almost always there, while separate tools like Motion Brush may be missing. Before paying for SYNTX for the brush, open its Kling interface and make sure it is there. If not, the route is your own Kling account with a foreign card or an intermediary.

Tencent HY (formerly Hunyuan)

Tencent HY cannot be paid for in roubles through an aggregator: SYNTX does not carry it. What remains is the free trial quota and a foreign card on Tencent Cloud International. Hunyuan has been renamed: Tencent Cloud documentation now calls the model family Tencent HY, while people still search for "hunyuan".

On international Tencent Cloud, the Tencent HY section covers APIs for 3D generation (Tencent HY 3D Global) and translation. The 3D terms as of 2 November, from the official billing page:

• Free: 200 credits per user for the Professional 3D tier, valid for a year.
• Packs: 1,000 credits for 15 dollars, 10,000 for 145, cheaper per credit beyond that. A pack lasts a year, and an unused one can be refunded within 7 days.
• Postpaid: 0.02 dollars per credit, settled daily for the previous day. You switch it on manually in the console.
• One model: a standard Professional 3D generation costs 25 credits, and failed calls are not charged.

How to pay. Tencent Cloud accepts credit and debit cards from Visa, Mastercard, JCB, Discover, Amex and UnionPay. PayPal is no longer supported, and neither are prepaid, virtual or gift cards. That matters: the virtual card that works for other services will not work here. UnionPay is on the list, but the page does not say whether a UnionPay card from a Russian bank goes through, and we have not tested it. The official help is also silent on whether sign-up from Russia is restricted.

Z.ai (GLM)

Z.ai gives some models away for free; you pay for the API and for the coding subscription. Z.ai is the international brand of Zhipu AI, the developer of the GLM models. The chat lives at chat.z.ai. The site publishes no official terms for the chat, so check the limits inside it.

• API. Prices in dollars per million tokens. GLM-4.7-Flash, GLM-4.5-Flash and GLM-4.6V-Flash are marked free in the price list; the larger models are paid.
• GLM Coding Plan. A subscription for coding in editors and agents, with Lite, Pro and Max tiers. The documentation gives one price: from 18 dollars a month. Pro and Max prices are not named on the public page.
• Payment. The documentation does not list payment methods. Plan on a foreign card: Russian cards are not mentioned anywhere in Z.ai payment options.

There is a rouble route: Zhipu AI is in the SYNTX catalogue. Check which GLM versions are there before you pay, since aggregators add new versions with a delay. The Coding Plan, meaning GLM wired into your own code editor, is not something an aggregator gives you; that takes your own account.

Other Chinese models

The other Chinese models people ask about are in the aggregator catalogue, so the shortest route to them is the same: roubles through SYNTX. Whether their own sites accept Russian cards directly, we have not checked.

• Hailuo (MiniMax) - video. See the MiniMax Hailuo guide.
• Seedance (ByteDance) - video with sound and longer scenes. What is free and how to prompt it.
• Wan - a video model from Alibaba, available in SYNTX.
• Qwen, DeepSeek, Kimi - language models, listed in the SYNTX text section.

How to compare aggregators is covered in the aggregator overview, and if you are choosing between two popular ones, see SYNTX vs Higgsfield.

TencentDB and the rest of Tencent Cloud

TencentDB is not an AI model but a Tencent Cloud database. It is paid like the rest of the cloud: from your Tencent Cloud International account with the same cards from the official list. So the same limits apply: PayPal is gone, virtual and prepaid cards are not accepted. AI aggregators will not help here; they do not sell databases.

Intermediaries

If you need your own account and have no foreign card, the remaining option is an intermediary. Where people look for them: the digital goods marketplaces GGSel and Plati.market. Whether they have offers for Kling, Z.ai or Tencent Cloud today, we have not checked: search by the service name. For Tencent Cloud an intermediary is especially awkward, because it runs on postpaid billing with a card bound to the account rather than a one-off subscription.

How to vet a seller before paying is in the checklist in our AI payment guide. In short: a history and reviews outside the seller's own site, pay for a month rather than a year, change the password right after.

Frequently asked questions

So your credits turn into results

However you pay for Kling or Seedance, most of the money goes not on the payment method but on failed generations. That is what AI video training is about: on your own task, how to build the prompt and which scene suits which model. The studio's finished work is in the portfolio.